Base reward rate: Earn 1% myCash on general spends, 3% on MakeMyTrip flights/packages/cabs/bus, and 6% on MakeMyTrip hotel bookings.
Redemption options: value
Redemption value: 1 Pt = ₹1.00
Fees & Charges
Joining fee: 999
Annual fee: 999
Pros
Exceptionally low forex markup fee of 0.99%, making it highly cost-effective for international transactions compared to the industry standard of 3.5%.
Generous lounge access for its fee segment, offering 8 complimentary domestic and 1 international visit per year without any minimum spend requirement.
High accelerated reward rate on its co-brand platform, providing 6% myCash on hotel bookings and 3% on flights and holiday packages via MakeMyTrip.
Valuable milestone benefits for high spenders, offering 1,100 myCash on spending ₹2.5 lakh and an additional 4,000 myCash on reaching ₹5 lakh in an anniversary year.
Strong entertainment benefit with 25% off up to ₹150 on movie tickets on BookMyShow & INOX, usable twice a month for a potential saving of ₹300.
Complimentary lounge access with no minimum spend requirement
Cons
The annual fee waiver requires a high spend of ₹3.0L, which is steeper than many competing cards in the sub-₹1000 fee category.
Limited fuel surcharge waiver of 1% is applicable only at HPCL pumps and specifically when the transaction is processed on an ICICI Bank POS machine, reducing its widespread usability.
Weak reward structure for train bookings, offering a fixed 25 myCash per transaction, which translates to a very low reward rate (e.g., 1.25% on a ₹2,000 ticket).
Best Use Case
Frequent travelers who primarily book through MakeMyTrip and seek travel benefits.