ICICI Adani One Signature Credit Card

Rewards

• Base reward rate: Up to 7% on Adani One ecosystem spends, 2% on international, 1.5% on domestic, and 0.5% on other spends.
• Redemption options: flights, cashback, vouchers
• Redemption value: 1 Pt = ₹1.00

Fees & Charges

• Joining fee: 5000
• Annual fee: 5000

Pros

• Accelerated rewards (7%) on spends at Adani One ecosystem
• Exclusive airport-linked privileges, like premium car parking, lounge upgrade, etc.
• Complimentary domestic & international lounge visits
• Conversion of YES Bank reward points into Adani reward points
• Up to Rs. 1,000 off on movie tickets every month
• Welcome benefits worth Rs. 7,000
• Complimentary lounge access with no minimum spend requirement

Cons

• Extremely high foreign exchange markup fee of 3.5%, which is uncompetitive for a premium travel card where a rate of 2% or lower is standard.
• Very low base reward rate of 0.5% on all non-accelerated categories, significantly below the 1-2% expected from cards with a ₹5,000 annual fee.
• Poor rewards on essential spending, offering only 0.5% on utility and insurance payments, diminishing its value for everyday use.

Best Use Case

Frequent travelers and users of Adani One ecosystem services seeking accelerated rewards and airport privileges.