Base reward rate: Earn 1% Adani reward points on domestic spends, 1.5% on international, 3% on Adani ecosystem, and 0.5% on utility & insurance.
Redemption options: flights, cashback, vouchers
Redemption value: 1 Pt = ₹1.00
Fees & Charges
Joining fee: 750
Annual fee: 750
Pros
Accelerated benefits on spends at Adani ecosystem
Exclusive airport-linked privileges, like premium car parking, lounge upgrade, etc.
25% off on movie tickets at BookMyShow
Hotel voucher worth Rs. 1,000 as welcome benefit
Conversion of YES Bank reward points into Adani reward points
Complimentary lounge access with no minimum spend requirement
Cons
Sub-par reward rate of only 0.5% on utility and insurance payments, which is half the card's base reward rate of 1%.
High forex markup fee of 3.5%, which largely negates the 1.5% international reward rate, resulting in a net loss of 2% on foreign currency transactions.
High annual fee waiver threshold of ₹3,00,000, which may be difficult for moderate spenders to achieve for a card with a ₹750 annual fee.
Best Use Case
Individuals who frequently use Adani ecosystem services, especially for travel and airport-related needs.