ICICI Bank Manchester United Signature Credit Card – Rewards, Fees & Eligibility

Base reward rate: 3 pts/₹100
Redemption options: Gifts or cashback by contacting customer care

Pros

Welcome gift of a Manchester United branded football and holdall bag.
Exclusive Manchester United benefits, including merchandise discounts, stadium tour offers, and opportunities to win experiential trips.
Complimentary domestic airport lounge access.
Milestone benefits that reward cardholders upon reaching annual spending thresholds.
Dining and movie offers, including discounts on movie ticket bookings.

An exceptionally high minimum income requirement of ₹9.6 Lakhs per month for salaried applicants, which is highly disproportionate to the ₹2,499 annual fee and the self-employed requirement of ₹9.0 Lakhs per year.
Highly restrictive domestic lounge access requiring a steep quarterly spend of ₹75,000 to unlock 2 complimentary visits, with zero international lounge access.
Complete exclusion of key everyday spending categories from earning rewards, including rent, e-wallet loads, government transactions, and education spends.
Strict monthly caps on reward-earning spends, limiting utility and insurance to ₹40,000 per month and grocery spends to ₹20,000 per month.
An annual fee of ₹2,499, which is relatively high given the restrictive reward caps and lounge access criteria.

Manchester United fans and avid football followers looking for exclusive club merchandise and match experiences.