YES Bank Marquee Credit Card

Rewards

Base reward rate: Up to 18 points per ₹100 on online spends, 9 points per ₹100 on offline spends.
Redemption options: vouchers, flights/hotels
Redemption value: 1 Pt = ₹0.25

Exceptional accelerated reward rate of 4.5% on online spending (36 points per ₹200) and a strong 2.25% on offline spending (18 points per ₹200).
Best-in-class entertainment benefit with a Buy-1-Get-1 offer on BookMyShow for up to 3 tickets per month, with a high discount cap of ₹800 per ticket.
Extremely competitive foreign currency markup fee of 1.20%, making it highly suitable for international transactions.
Joining and renewal fees are effectively offset by high-value bonus points: 40,000 points (worth ~₹10,000) on joining and 20,000 points (worth ~₹5,000) on renewal.
Comprehensive lounge access including unlimited international visits, 6 domestic visits per quarter, and 2 guest visits per quarter.
Valuable lifestyle perks including 4 complimentary golf games and 1 golf lesson per month, and a complimentary ETPrime subscription.

Reward redemption is limited to the bank's portal for flights, hotels, and vouchers, with no option to transfer points to airline or hotel loyalty programs, which is a standard feature in this card segment.
Lounge access is not unconditional; it requires a minimum spend of ₹1.0 Lakh in the preceding quarter to be activated.