Base reward rate: Up to 10 points/₹100 on online travel bookings, 2 pts/₹100 on other retail.
Redemption options: flights, cashback, vouchers
Redemption value: 1 Pt = ₹0.25
Fees & Charges
Joining fee: 350
Annual fee: 350
Pros
Instant discount and rewards on travel bookings at EaseMyTrip
No minimum booking value condition on flight and hotel discounts
Reward points on travel spends made on websites other than EaseMyTrip
No capping on the earned reward points
Complimentary domestic lounge access
Complimentary lounge access with no minimum spend requirement
Cons
The base reward rate is extremely low at 0.5% on retail spending, which is half the value offered by many competing entry-level cards.
Reward points have a poor redemption value due to a 4:1 conversion ratio (4 points = ₹1) and cannot be redeemed against the card statement, limiting their flexibility.
A wide range of common spending categories are excluded from earning rewards, including utilities, insurance, rent, and wallet loads (quasi-cash transactions).
While the card offers 10x rewards on standalone travel websites, spends on these same MCCs (airline and hotel bookings) are explicitly listed in the 'excluded_mccs' section, creating a potential conflict and confusion for the user.
Best Use Case
Frequent travelers who book flights and hotels via EaseMyTrip and seek lounge access.