Base reward rate: Earn 6 KrisFlyer miles per ₹200 on most spends, accelerated to 8 miles on international spends and 10 miles on Singapore Airlines Group.
Redemption options: Singapore Airlines bookings
Fees & Charges
Joining fee: 9999
Annual fee: 9999
Pros
Excellent reward rate of 10 KrisFlyer miles per ₹200 on Singapore Airlines Group spends (approx. 5% value-back) and a strong base rate of 6 miles per ₹200.
Provides a direct path to KrisFlyer Elite Gold status (and Star Alliance Gold) upon spending ₹7.5 lakh on Singapore Airlines, a key benefit for frequent flyers.
Welcome bonus of 10,000 KrisFlyer miles on activation effectively neutralizes the ₹9,999 joining fee.
Generous lounge access program with 8 complimentary domestic and 8 international (Priority Pass) visits annually, with no minimum spend requirement to activate.
Strong milestone benefits including 10,000 bonus KrisFlyer miles on reaching ₹5 lakh in annual spends.
Complimentary lounge access with no minimum spend requirement
Cons
Carries a very high foreign currency markup of 3.5%, which significantly erodes the value gained from accelerated rewards on international spends.
The complimentary Priority Pass membership for international lounge access is limited to the first two years only, diminishing the card's long-term value for travelers.
Lacks an annual fee waiver option, requiring cardholders to pay the ₹9,999 fee every year regardless of their spending levels.
Offers no significant lifestyle benefits like complimentary movie tickets, golf rounds, or premium dining memberships, which are standard for cards in this fee segment.
Best Use Case
Frequent international travelers, especially those loyal to Singapore Airlines and its partners, seeking premium travel benefits and accelerated miles.