Base reward rate: 1 BluChip per ₹100 on general spends, 3 BluChips on IndiGo, 2 BluChips on Travel/Hotel.
Redemption options: IndiGo flights/activities
Redemption value: 1 Pt = ₹1.00
Fees & Charges
Joining fee: 1499
Annual fee: 1499
Pros
2,500 bonus BluChips every year on renewal
Up to 7,500 bonus BluChips as milestone benefits
Redemption of BluChips via IndiGo app/website at a 1:1 ratio
2X BluChips on spends at Hotel/Lodging and Travel MCCs
3X BluChips on IndiGo spends
Cons
No spend-based annual fee waiver: Unlike most cards in its segment, this card does not offer a waiver of the ₹1,499 annual fee upon reaching a certain spending threshold.
Weak base reward rate with extensive exclusions: The standard earn rate is a low 1 BluChip per ₹100 (1% return), and key spending categories like utilities, insurance, and e-wallet loads are excluded from earning any rewards.
Poor for international travel: The card lacks any international lounge access and carries a high foreign currency markup of 3.50%, making it unsuitable for use abroad.
Best Use Case
Frequent IndiGo flyers seeking accelerated rewards and travel benefits on their preferred airline.