Base reward rate: Up to 6 points/₹100 on travel, 2 points/₹100 on other spends
Redemption options: 1 Reward Point
Redemption value: 1 Pt = ₹1.00
Fees & Charges
Joining fee: 12500
Annual fee: 12500
Pros
Up to 6% back on travel spends
Uncapped rewards with 2% base rate and 1:1 redemption ratio
12 free airport lounge visits each in and outside India
Free guest visits to international airport lounges
Golf and dining offers
Complimentary lounge access with no minimum spend requirement
Complimentary guest lounge access included
Cons
Limited reward redemption: Lacks the option to transfer reward points to airline or hotel loyalty programs, a key feature expected in a premium travel card, restricting users to RBL's portal for redemptions.
Restrictive accelerated rewards: The 6% accelerated reward rate on travel is confined to bookings made on the nova.rbl.bank.in portal, preventing users from comparing prices or booking directly.
Best Use Case
High-net-worth individuals who frequently travel, enjoy luxury experiences, and seek premium lifestyle benefits like golf and fine dining.