Base reward rate: Earn 2 SuperCoins per ₹100 on most spends, up to 12 SuperCoins per ₹100 on Flipkart for Plus members.
Redemption options: flights, cashback, vouchers
Redemption value: 1 Pt = ₹1.00
Fees & Charges
Joining fee: 500
Annual fee: 500
Pros
High accelerated reward rate for Flipkart Plus members, offering 12 SuperCoins per ₹100 spent on the platform.
Welcome benefits package, including 500 SuperCoins, a 2-month YouTube Premium trial, and a 3-month Gaana Plus subscription, exceeds the ₹500 joining fee in value.
The ₹500 annual fee is waived upon reaching a reasonable spend threshold of ₹2,00,000 in the preceding year.
Provides complimentary entertainment subscriptions upon joining, including a 2-month trial of YouTube Premium and a 3-month trial of Gaana Plus.
Offers dining discounts of up to 15% at partner restaurants through the Axis Bank Dining Delights program with EazyDiner.
Cons
A very low base reward rate of just 2 SuperCoins per ₹100 on all non-Flipkart spending, which is equivalent to a mere 0.5% value back.
Accelerated rewards on Flipkart are severely limited by a per-transaction cap (300 SuperCoins for Plus members), nullifying extra benefits on any single purchase over ₹2,500.
Reward redemption is restricted to the closed Flipkart ecosystem (Flipkart, Myntra, Cleartrip), lacking the flexibility of direct cashback or statement credit offered by competing cards.
The card is a single-purpose utility, offering no accelerated rewards on other common spending categories like utility bills, food delivery, or transport, which are features of other cards in the same fee segment.
Best Use Case
Frequent shoppers on Flipkart, especially Flipkart Plus members, seeking accelerated rewards and lifestyle benefits.