Base reward rate: 2 Miles per Rs. 100 on general spends, 6 Miles per Rs. 100 on Etihad Airways & partners.
Redemption options: Etihad platform
Fees & Charges
Joining fee: 5000
Annual fee: 5000
Pros
6% back on co-branded travel spends
2% base savings on other spends
12 domestic and 8 international airport lounge visits per year
Zero forex mark-up fee
Substantial bonus Miles as milestone benefits
Complimentary lounge access with no minimum spend requirement
Cons
Reward redemption is strictly limited to the 'Etihad platform', offering no flexibility to transfer points to other airlines or hotel partners, a common feature in other premium travel cards.
Lacks specific high-value lifestyle benefits like complimentary movie tickets, dining memberships (e.g., Zomato Gold), or golf privileges, which are typically expected from a card with a ₹5,000 annual fee.
Annual fee of ₹5,000 requires ₹50,000+ annual spend to justify
The annual fee waiver threshold is relatively high, requiring a spend of ₹5.0 Lakhs, which may be challenging for moderate spenders to achieve.
Best Use Case
Frequent flyers with Etihad Airways and its partners seeking premium travel benefits and accelerated rewards on airline spends.