Base reward rate: 1 Mile per ₹100 (3 Miles on Etihad & partners)
Redemption options: Etihad platform
Fees & Charges
Joining fee: 2500
Annual fee: 2500
Pros
3 Miles on every Rs. 100 spent on Etihad Airways and select Etihad partnered airlines
Low foreign exchange markup of 1%
More than 15,000 bonus Miles as milestone benefit
Complimentary Etihad Guest Silver Tier Membership
Complimentary domestic and international airport lounge access
Complimentary lounge access with no minimum spend requirement
Complimentary guest lounge access included
Cons
Weak base reward rate of only 1 Mile per ₹100 on all non-Etihad and non-partner airline spending, which is uncompetitive for a card in this fee segment.
Reward redemption is highly restrictive, as miles are locked into the Etihad Guest platform with no option to transfer to other airline or hotel loyalty programs.
Maximizing the card's value is heavily dependent on high and consistent spending, with key milestone benefits requiring spends of ₹2 Lakh quarterly and ₹7.5 Lakh annually.
Lacks a specific, high-value entertainment benefit like a 'Buy One Get One' movie ticket offer, which is a common feature on competing cards at the ₹2,500 fee level.
Best Use Case
Frequent flyers of Etihad Airways and its partners seeking accelerated miles, lounge access, and low forex markup.