Base reward rate: 1 pt/₹100 on most spends; 4 pts/₹100 on domestic travel; 8 pts/₹100 on international travel
Redemption options: Airmiles
Fees & Charges
Joining fee: 250
Annual fee: 100
Pros
Accelerated reward points on domestic travel bookings
1% fuel surcharge waiver
Option to convert purchases into EMI
15% dining discount at partner restaurants
Accelerated reward points on international travel
Cons
Contradicts its travel focus with a high 3.50% foreign currency markup fee, which significantly erodes the value gained from accelerated international rewards.
Despite being a travel-branded card, it offers no complimentary airport lounge access, a key benefit reasonably expected even in the entry-level travel card category.
The base reward rate for non-travel categories is low at just 2 points per ₹200, making it uncompetitive for everyday spending.
Best Use Case
Frequent travelers seeking accelerated rewards on both domestic and international spends at a low annual fee.