Complimentary Economy tickets based on spend milestones
Complimentary lounge access with no minimum spend requirement
Cons
High foreign exchange markup: A 3.50% forex markup fee makes international spending costly, which is a significant drawback for a travel-branded card.
Hidden costs on 'complimentary' tickets: The redemption of complimentary flight tickets requires the cardholder to pay applicable taxes and fees, which can amount to approximately ₹1,000 per ticket.
Modest base reward rate: The card earns 2 Club Vistara (CV) Points for every ₹200 spent, which translates to a base reward value of approximately 1%, lower than other cards in the market.
Inflexible reward ecosystem: All rewards are credited as Club Vistara Points, which are locked to a single airline and cannot be converted to cash or transferred to other loyalty programs.
Best Use Case
Frequent travelers who prefer Vistara and value lounge access and milestone flight tickets.