32 complimentary domestic airport lounge visits every year
4 complimentary international airport lounge visits per year
Up to 40% off on dining at partner restaurants via EazyDiner
4,000 Award Miles every year as annual benefit
Complimentary guest lounge access included
Cons
Uncompetitive Forex Markup: Charges a high 3.50% foreign currency markup fee, which is a significant drawback for a travel-focused card, as competitors in this segment often offer a lower rate around 2%.
Highly Restrictive Reward Ecosystem: Award Miles can only be redeemed on the Miles & More platform for specific partners like Lufthansa, lacking the flexibility of other premium cards that allow points transfers to multiple airline/hotel partners or cash redemption.
Conditional Lounge Access: The generous domestic lounge benefit is contingent on a minimum spend of ₹50,000 in the previous quarter, a material restriction that can make the perk inaccessible during periods of low spending.