Base reward rate: 2 EDGE Miles per ₹100 spent, 5 EDGE Miles per ₹100 on travel via Axis Bank Travel EDGE portal and direct airlines.
Redemption options: value
Redemption value: 1 Pt = ₹1.00
Fees & Charges
Joining fee: 3000
Annual fee: 3000
Pros
Good redemption ratio of up to 1:1
High number of complimentary airport lounge visits
Welcome benefit surpass the joining fee
Accelerated rewards on travel bookings also include spends at direct airline websites/counters
Decent return via base reward rate
Complimentary guest lounge access included
Cons
The extensive lounge access is gated by a high minimum quarterly spend requirement of ₹50,000, making the benefit unreliable for inconsistent spenders.
Carries a high foreign exchange markup fee of 3.50%, which is uncompetitive for a travel-focused card where rivals often offer rates closer to 2%.
Annual fee of ₹3,000 requires ₹30,000+ annual spend to justify
Best Use Case
Frequent travelers seeking extensive lounge access and flexible rewards for flights and hotel bookings.